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Credit Score Simulator

See how different financial moves could impact your score.

Current Credit Score

700

Simulate Actions

Credit Utilization30%

Percent of credit limit used (Lower is better)

Pay Off Amount$0

Missed a Payment (30+ days)Apply for New Credit CardHard Inquiry (Loan App)Request Limit Increase

Simulated Credit Score

700Good

No Change

Analysis

Adjust the sliders to see how changes affect your score.