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Mortgage Affordability Calculator

Determine your home buying power based on income and debts.

Currency

Currency

💰 Income & Debts

Annual Gross Income

$

Monthly Debts

$

Credit cards, auto loans, student loans, etc.

Down Payment Available

$

🏦 Loan Settings

Interest Rate (%)

Loan Term (Years)

Qualification Mode

Standard 28/36 rule. Safer, easier to qualify for. (28% / 36%)

🧾 Assumptions

Property Tax (%)

Insurance /yr

HOA /mo