Rent vs Buy Calculator

Simulate your wealth over 30 years. Should you buy a home or invest the difference?

Currency

Buying becomes cheaper after 3 years.

Based on your inputs, if you stay in the home for 30 years, your net worth would be about $1381408k higher if you buy.

Home Price

Down Payment

Interest Rate (%)

Loan Term (Years)

Closing Costs ($)

Maint/Tax Cost (%/yr)

Monthly Rent

Renters Insurance

Home Appreciation (%)

Rent Inflation (%)

Inv. Return Rate (%)

Expected return on investing the difference.

Buying Net Worth

Renting Net Worth