Improve Your Credit Score
Build a strong credit history with smart credit card usage. Learn proven strategies to boost your credit score and unlock better financial opportunities.
Payment History (35%)
- • Pay on time, every time
- • Set up autopay for minimums
- • Never miss due dates
- • Pay more than minimum
Credit Utilization (30%)
- • Keep usage below 30%
- • Pay off balances regularly
- • Request credit limit increase
- • Use multiple cards strategically
Building Credit History
- • Start with secured cards
- • Maintain old accounts
- • Keep cards active
- • Gradual credit building
What to Avoid
- • Too many credit inquiries
- • Maxing out credit cards
- • Closing old accounts
- • Missing payments
Start Building Credit
Choose the right credit card to start or rebuild your credit history.