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Get instant personal loans up to ₹50 lakhs with low interest rates starting at 10.5% p.a. Compare top banks & NBFCs like SBI, HDFC, ICICI, Bajaj Finserv. Check eligibility, EMI calculator, documents & apply online for quick approval.
Personal loans are unsecured loans offered by banks and NBFCs for any personal need like medical emergencies, weddings, travel, home renovation, or debt consolidation. No collateral required, repay via fixed EMIs over 1-5 years.
Loan amount
Interest rates
Tenure
Unsecured
| Bank/NBFC | Interest Rate | Processing Fee | Min Loan | Max Loan |
|---|---|---|---|---|
| SBI | 10.5% - 16% | 1% | ₹50,000 | ₹20 Lakhs |
| HDFC Bank | 10.75% - 24% | Up to 2.5% | ₹50,000 | ₹40 Lakhs |
| ICICI Bank | 10.85% - 16.65% | 1-2% | ₹50,000 | ₹50 Lakhs |
| Bajaj Finserv | 13% - 22% | Up to 4.95% | ₹20,000 | ₹55 Lakhs |
*Rates as of Nov 2025. Check lender site for latest offers. Rates depend on credit profile.
Compare top offers, calculate EMI & apply in minutes. No paperwork hassle!
Most lenders require 700+, ideally 750+ for best rates.
Instant approval in 5-30 minutes for salaried with good CIBIL.
Yes, most allow after 6-12 EMIs with 2-4% charges.